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Court Orders Access Bank to Pay ₦2 Million for Unlawful Account Restriction

Phinadon Mag

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Quick Summary:
Lagos State High Court orders Access Bank to pay ₦2 million in damages to Chinedu Udezue for unlawfully restricting his account, spotlighting recurring issues of unjustified “post-no-debit” orders in Nigeria’s banking sector.

A Lagos State High Court has ordered Access Bank Plc to pay ₦2 million in damages to a customer, Chinedu Udezue, for unlawfully restricting his bank account without valid justification.

The judgment, delivered in September 2025, declared the bank’s action unlawful and directed the immediate lifting of the restrictions placed on Udezue’s account.

According to reports from the Foundation for Investigative Journalism (FIJ), the bank has allegedly delayed compliance with the court’s directives, prolonging the customer’s inability to access his funds.

Summary of the Case

The Ruling

The court found that Access Bank’s restriction on Udezue’s account violated his rights and lacked any legal or regulatory basis. It ordered the bank to pay ₦2 million in general damages for the infringement.

The Order

A perpetual injunction was issued, restraining Access Bank from imposing any further restrictions on Udezue’s account without a valid court order.

Bank’s Status

Despite the ruling, reports indicate that Access Bank has yet to fully comply, both in lifting the restriction and paying the awarded damages, leaving the customer in continued financial distress.

Broader Implications

The AccessBankCourtRuling2025 highlights a growing pattern of arbitrary “post-no-debit” orders by Nigerian banks, often executed without prior notice or clear justification.

Legal experts argue that such practices violate customers’ fundamental rights to property and fair hearing, as guaranteed under the Nigerian Constitution.

Consumer rights advocates have called for stronger regulatory oversight by the Central Bank of Nigeria (CBN) to ensure that account restrictions are lawfully applied and promptly reviewed when challenged.

News

Police arrest Bauchi man accused of poisoning motorcyclist and stealing his bike.

Ikechukwu Emmanuel

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Operatives of the Bauchi State Police Command have arrested a 27-year-old man, Isiyaka Badamasi, for allegedly poisoning a commercial motorcyclist in an attempt to steal his motorcycle.

According to a statement issued on Thursday by the command’s spokesperson, SP Nafiu Habib, Badamasi and his alleged accomplice, Ma’aruf Sani, reportedly offered a 21-year-old motorcyclist a sweet containing a harmful substance. The victim, who resides in the Yelwa Tudun area of Bauchi, allegedly became intoxicated after consuming it.

The suspects were said to have attempted to dispossess him of his Bajaj Boxer motorcycle. However, the victim raised an alarm after sensing danger, attracting members of the public who apprehended Badamasi. Sani, both of whose residents are reportedly from Na’ibawa in Kano State, escaped and is currently the subject of a police manhunt.

The victim was taken to Gamuwa Primary Health Care Centre, where he remains on admission and is responding to treatment.

The Commissioner of Police, Sani-Omolori Aliyu, has ordered the transfer of the case to the State Criminal Investigation Department for further investigation. The command also urged residents to remain vigilant and reaffirmed its commitment to protecting lives and property across the state.

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Entertainment

Lojay: My uncle told me I would never succeed in music.

Ikechukwu Emmanuel

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Nigerian singer Lojay has revealed that he faced significant opposition when he decided to pursue a career in music, including doubts from members of his family.

Speaking during a recent livestream with content creator Gilmore, the “Monalisa” hitmaker recalled that one of his wealthy and influential uncles, who is now involved in politics, told him he would never succeed in the music industry.

“I have an uncle who is now in politics. I won’t mention his name, but he is very rich and popular. When I wanted to start music, he told me I would never blow,” Lojay said.

Despite the discouragement, the singer remained committed to his ambition and used the criticism as motivation. He expressed satisfaction that his perseverance had eventually produced positive results.

Lojay also encouraged his fans to remain confident in their dreams and avoid allowing negative opinions to define their ambitions.

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News

Benue Police Deny Withdrawal of Mobile Personnel from Ayilamo.

Ikechukwu Emmanuel

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The Nigeria Police Command in Benue State has dismissed reports alleging that Mobile Police personnel were withdrawn from Ayilamo community in Logo Local Government Area.

In a statement issued by the Command’s spokesperson, DSP Orchia Aondogwu, the report was described as unfounded and baseless. He stated that Mobile Police personnel remained deployed in Ayilamo alongside the Divisional Police team and other tactical units.

Aondogwu also said additional military personnel had been deployed to reinforce security in the area, urging the public to disregard the report.

However, the traditional ruler of Ayilamo, Mue Ter, Chief Torkoer Samuel, contradicted the police account. He claimed that the Mobile Police personnel left the community on Wednesday with their equipment and Armoured Personnel Carriers.

The conflicting accounts have raised questions about the current security situation in Ayilamo and the extent of military presence in the community.

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